The Company’s policy for business development is based on an organized, extensive sales network. All insurance intermediaries are continuously trained and their performance is measured on a regular basis through control methods and productivity rewards.

Its three main sales networks are:

1. COMPANY’S TIED NETWORK

This network collaborates exclusively with the Company. It is based on the Agency system and Insurance Consultants. The Company undertakes all their operational expenses while their activity is governed by the company’s rules and regulations.

2. INDEPENDENT INTERMEDIARIES NETWORK
This Network consists of:

The Company has entered into contractual agreements with the Independent Intermediaries. Remuneration of all independent Intermediaries is expressed as a percentage on net premiums. Additional bonuses are paid subject to successful productivity achievements, according to the Commercial Policy in force.

Operational expenses are exclusively borne by themselves.

3. Banc assurance network

ΑΤΕ bank’s 474 branches offer the Company’s products to the Parent Company’s clientele.

Sales Network POS

At the end of 2007, the Company’s Sales Network covered 1.402 POS.
?         678       Brokerage Network
?         70         Independent Agent Network
?         130       Agricultural Cooperatives
?         50         Agency System
?         474       ΑTE Bank Network

Allotted in Regional Units as follows:

GEOGRAPHICAL DISTRIBUTION REGION AGENCY SYSTEM BROKERAGE NETWORK INDEPENDENT AGENT NETWORK A.CO. NETWORK ATE Bank NETWORK TOTAL Germany - - - - 1 1 Mainland Greece 11 399 30 22 157 619 Peloponnesus 5 70 10 12 71 168 Aegean Islands 4 12 0 13 29 58 Macedonia 11 99 12 35 106 263 Crete 6 42 7 21 33 109 Ionian Islands 1 9 2 1 9 22 Thrace 4 6 1 10 18 39 Thessaly 4 26 4 9 34 77 Heperus 4 15 4 7 16 46 TOTAL 50 678 70 130 474 1.402 A.C.O : Αgricultural Cooperatives

Sales Network